American Financial not only specializes in owner occupied / single family financing (1-4 units), but we also specialize in Commercial and Multi-Family financing. We are a Nationwide Lender funding loans up to $25 Million.
Ask about our owner / user specialty interest rates and incentives.
SBA Loans
General Office Space
Veterinarian / Medical
Light Industrial
Warehouse
Church / Non-Profits
up to 90% LTV
75% – 85% LTV
75% – 85% LTV
75% – 85% LTV
65% – 75% LTV
65% – 75% LTV
SBA Loans
up to 90% LTV
General Office Space
75%-85% LTV
Veterinarian / Medical
75%-85% LTV
Light Industrial
75%-85% LTV
Warehouse
65%-75% LTV
Church / Non-Profits
65%-75% LTV
The most popular commercial loan programs we offer are on multi- family, office, retail and industrial properties, while the most requested loan program is our Interest-Only Option.
The most popular commercial loan programs we offer are on multi-family, office, retail and industrial properties, while the most requested loan program is our Interest-Only Option.
The 30 Year Fixed program is the most favorable program for long term stability.
The fixed rate / adjustable rate options offer the most favorable interest rates and terms.
Most commercial loans do demand some type of pre-payment penalty. Typically, the pre-payment penalty can be up to 5 years. Waiting 5 years can be a long time if you need to refinance and or sell the property. Our investors allow us the option to buy down or buy out the pre-payment penalty.
In commercial lending, many clients are not comfortable being personally responsible for the mortgage loan in case an issue comes up that is beyond their control. Thus, we offer full recourse and non-recourse loans so that the borrower is not personally responsible for the loan.
A bridge loan is a great option for those who need a quick close on a purchase or quick money due to time constraints. Under normal circumstances, from start to finish, we can close a bridge loan in two weeks or less. Depending on your ultimate goals, we would finance a bridge loan with no pre-payment penalty so that we could eventually refinance to a more favorable rate and term.
The most popular commercial loan programs we offer are on multi-family, office, retail and industrial properties, while the most requested loan program is our Interest-Only Option.
The 30 Year Fixed program is the most favorable program for long term stability.
The fixed rate / adjustable rate options offer the most favorable interest rates and terms.
Most commercial loans do demand some type of pre-payment penalty. Typically, the pre-payment penalty can be up to 5 years. Waiting 5 years can be a long time if you need to refinance and or sell the property. Our investors allow us the option to buy down or buy out the pre-payment penalty.
In commercial lending, many clients are not comfortable being personally responsible for the mortgage loan in case an issue comes up that is beyond their control. Thus, we offer full recourse and non-recourse loans so that the borrower is not personally responsible for the loan.
A bridge loan is a great option for those who need a quick close on a purchase or quick money due to time constraints. Under normal circumstances, from start to finish, we can close a bridge loan in two weeks or less. Depending on your ultimate goals, we would finance a bridge loan with no pre-payment penalty so that we could eventually refinance to a more favorable rate and term.