Interest Only Loans (310) 701-9278 CAL DRE: 01393238 NMLS: 323205 Paul Tropp Call us at (310) 701-9278 paul@amfigroup.com Interest Only Loans (310) 629-8099 CAL DRE: 01262428 NMLS: 311647 Gary Sayble Call us at (310) 629-8099 gary@amfigroup.com Interest Only Loans (310) 701-9278 CAL DRE: 01393238 NMLS: 323205 Paul Tropp Call us at (310) 701-9278 paul@amfigroup.com Interest Only Loans (310) 629-8099 CAL DRE: 01262428 NMLS: 311647 Gary Sayble Call us at (310) 629-8099 gary@amfigroup.com

Interest Only Loans (310) 701-9278 CAL DRE: 01393238 NMLS: 323205 Paul Tropp Call us at (310) 701-9278 paul@amfigroup.com Interest Only Loans (310) 629-8099 CAL DRE: 01262428 NMLS: 311647 Gary Sayble Call us at (310) 629-8099 gary@amfigroup.com Interest Only Loans (310) 701-9278 CAL DRE: 01393238 NMLS: 323205 Paul Tropp Call us at (310) 701-9278 paul@amfigroup.com Interest Only Loans (310) 629-8099 CAL DRE: 01262428 NMLS: 311647 Gary Sayble Call us at (310) 629-8099 gary@amfigroup.com

American Financial offers a comprehensive suite of interest-only home loan programs from our established partnerships with local community banks, credit unions, and specialty regional banks throughout California.

Interest-Only Loan Programs

Save on your monthly payment so that you may increase your equity and expand your investment portfolio while paying off your debt.

• Interest Only Options Offered on 5, 7, 10-year fixed rate periods.

• Pay only the interest due each month with the option to pay more anytime. No Pre-Payment Penalties.

• Home Improvements – create more value and equity by investing in your home. Improve your property as oppose to paying toward your principal balance for the moment.

• An interest only loan allows flexibility to pay off revolving higher interest rate debt, student loans and any other high interest rate commitments.

Why an Interest Only Option

Interest only options are a necessity for some clients for several reasons.

Monthly income can fluctuate

Having the option to pay a minimum interest only payment during the lean income months is the perfect solution as a self-employed borrower, especially when unexpected bills suddenly appear.

Improvements to a home

Improvements to a home typically creates more value to the home when completed. Paying off the principal balance is not always the number one priority during a remodel. The option to only pay the interest portion on the loan is the perfection solution while paying for the home improvements. Once the home is completed, the goal would then be to re-appraise the home at a higher value and refinance to a longer term and a more favorable fixed interest rate.

Flexibility to pay off debt

An interest only loan is ideal when taking cash out of a property to pay off revolving high interest rate debt, student loans, and any other high interest rate loan commitments. To pay one lower monthly payment as a result of refinancing to a debt consolidation interest only loan, allows a borrower to sleep again at night.

Investment Property Cash Flow

An interest only option is the perfection solution for an investment property owner since it allows the investor to use their liquid funds to purchase more properties as to oppose to focusing on paying off the principal portion of the loan. This is how the rich simply get richer.

Interest-Only Loan Programs

Save on your monthly payment so that you may increase your equity and expand your investment portfolio while paying off your debt.

• Interest Only Options Offered on 5, 7, 10-year fixed rate periods.

• Pay only the interest due each month with the option to pay more anytime. No Pre-Payment Penalties.

• Home Improvements – create more value and equity by investing in your home. Improve your property as oppose to paying toward your principal balance for the moment.

• An interest only loan allows flexibility to pay off revolving higher interest rate debt, student loans and any other high interest rate commitments.

Why an Interest Only Option

Interest only options are a necessity for some clients for several reasons.

Monthly income can fluctuate

Having the option to pay a minimum interest only payment during the lean income months is the perfect solution as a self-employed borrower, especially when unexpected bills suddenly appear.

Improvements to a home

Improvements to a home typically creates more value to the home when completed. Paying off the principal balance is not always the number one priority during a remodel. The option to only pay the interest portion on the loan is the perfection solution while paying for the home improvements. Once the home is completed, the goal would then be to re-appraise the home at a higher value and refinance to a longer term and a more favorable fixed interest rate.

Flexibility to pay off debt

An interest only loan is ideal when taking cash out of a property to pay off revolving high interest rate debt, student loans, and any other high interest rate loan commitments. To pay one lower monthly payment as a result of refinancing to a debt consolidation interest only loan, allows a borrower to sleep again at night.

Investment Property Cash Flow

An interest only option is the perfection solution for an investment property owner since it allows the investor to use their liquid funds to purchase more properties as to oppose to focusing on paying off the principal portion of the loan. This is how the rich simply get richer.

Begin your loan process today!